Privacy Policy – AMY Fintech
Effective Date: 21/7/2026
AMY Fintech (“we”, “our”, “us”) operates the website https://amyfintech.com/ and its associated subdomains. We are committed to protecting the privacy and security of our users, clients, and their customers.
This Privacy Policy explains how we collect, use, store, and protect personal data, especially data collected through our fintech software and subdomain services.
1. Information We Collect
We may collect the following types of personal and financial information:
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Name, phone number, email address
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Address and identity details (including Aadhaar, PAN, KYC data)
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Loan details (amount, tenure, repayment history)
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Banking and payment-related information
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Device information, IP address, and usage data
For client businesses using our platform, we may also process their customers’ data through subdomains or software systems.
2. How We Use the Information
We use the collected data for:
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Loan processing and financial service management
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KYC verification and identity authentication
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EMI calculation, repayment tracking, and reporting
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Sending notifications via SMS, WhatsApp, or email
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Improving our software and user experience
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Legal compliance and fraud prevention
3. Data Collected via Subdomains
Our platform allows clients to operate their services using subdomains. Any data collected through these subdomains belongs to the respective client, but is securely processed and stored on our systems.
We act as a data processor, and the client acts as the data owner for such information.
4. Data Sharing and Third-Party Services
We may share data with:
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Aadhaar/KYC verification service providers
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Credit bureaus (CIBIL / Highmark)
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SMS and communication providers
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Payment gateways and banking partners
All third-party integrations are used strictly for service delivery and compliance purposes.
5. Data Storage and Security
We implement industry-standard security measures including:
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Secure servers and encrypted data storage
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Restricted access controls
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Regular backups and monitoring
Despite our efforts, no system is 100% secure, and users share data at their own risk.
6. Data Retention
We retain personal data only as long as necessary:
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To provide services
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To comply with legal obligations
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To resolve disputes and enforce agreements
7. User Rights
Under applicable laws, users have the right to:
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Access their personal data
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Request correction or deletion
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Withdraw consent at any time
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Raise complaints regarding data misuse
Requests can be made using the contact details below.
8. Cookies and Tracking
We may use cookies and analytics tools to improve website functionality and user experience.
Users can disable cookies in their browser settings.
9. Children’s Privacy
Our services are not intended for individuals under 18 years of age. We do not knowingly collect data from minors.
10. Updates to This Policy
We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.
11. Contact Information
For any privacy-related concerns or requests:
AMY Technologies
Email: amytechnologies2024@gmail.com
Phone: +91 7339446882
Website: https://amyfintech.com/
By using our website and services, you agree to the terms of this Privacy Policy.