⚡ #1 JLG Microfinance Software in Tamil Nadu & Puducherry
End-to-End JLG Group Lending & Field Collection Software
Scale your microfinance operations across Salem, Trichy, Madurai, and Pondicherry. Automate group formation, center meeting schedules, Aadhaar e-KYC, and doorstep collections with 100% real-time cloud sync.
✓ 100% RBI MFI Compliant
📄 Digital PDF & WhatsApp Receipts
☁️ 100% Cloud-Based System
Center No: 104
● 100% Cloud Connected
Hasthampatti Branch, Salem
Group Name:
Annai JLG 04 (5 Members)
Center Leader:
Lakshmi M. (ID: JLG-902)
Today’s Demand:
₹24,500 (Weekly EMI)
Disbursal Status:
Instant DBT Approved
Receipt Mode:
Instant WhatsApp & Digital PDF
Core JLG Application Features
01
Center & Group Management
Automates 4 to 10-member Joint Liability Group (JLG) setup, Leader/Co-Leader allocation, center meeting schedules, and GPS geo-tagging for all center locations.
02
Field Officer Mobile Cloud App
Real-time cloud collection web app for field officers. Instant digital PDF & WhatsApp receipt delivery with live GPS check-in during weekly center meetings.
03
Digital Origination & Bureau Check
Instant Aadhaar & Voter ID e-KYC OCR. Integrated Equifax, HighMark, and CRIF API queries to verify multi-lending limits and customer indebtedness caps.
04
Flexible Repayment Schedules
Generates Weekly, Fortnightly, and Monthly EMI amortization schedules. Includes automated late penalty posting, grace period handling, and rebate calculations.
05
DBT Disbursal & e-NACH Integration
Bulk NEFT/IMPS payout file generation for direct bank account disbursals. Automated e-NACH mandate processing and bank reconciliation ledgers.
06
RBI & Audit Compliance Reporting
Generates CRIF/Equifax data scrub files, Center-wise NPA/Overdue trackers, Day-end closing cash books, and statutory RBI MFI returns.
5-Step JLG Microfinance Workflow
1
Center Survey & e-KYC
Doorstep member registration with Aadhaar OCR and GPS center geo-tagging.
2
CGT & GRT Test Scoring
Compulsory Group Training & Group Recognition Test evaluation.
3
Sanction & DBT Disbursal
Instant bureau check, loan approval, and direct bank account payout.
4
Center Collection App
Weekly center meeting collections via real-time cloud mobile app with instant digital receipts.
5
Day-End Reconciliation
Real-time cash book closing, branch reconciliation, and ledger posting.
Powering Microfinance Institutions Across 38 Districts of Tamil Nadu & Puducherry
West Hub:
Salem (Branch), Erode (HQ), Coimbatore, Tiruppur, Namakkal.
Central Delta:
Trichy, Thanjavur, Tiruvarur, Nagapattinam, Pudukkottai.
South Zone:
Madurai, Dindigul, Virudhunagar, Tirunelveli, Thoothukudi, Tenkasi.
North & Coast:
Chennai, Kanchipuram, Cuddalore, Villupuram, Vellore.
Union Territory:
Puducherry, Karaikal.
📍 Local Tamil Nadu Support Team | On-Site Staff & Field Officer Training | 24/7 Cloud Support
JLG Software vs Traditional Loan Software
Frequently Asked Questions (FAQs)
Q1: How does AmyFintech software manage joint liability when one member defaults?
AmyFintech JLG software tracks group cross-guarantee rules automatically. When a member misses an EMI during a center meeting, the system calculates the joint liability shortfall across the remaining 4-9 group members before approving day-end closing.
Q2: Is AmyFintech JLG software 100% cloud-based?
Yes! AmyFintech JLG software is completely cloud-based. Field officers and branch managers can access live center demand sheets, collect EMIs, and send instant digital receipts on any mobile or tablet with real-time server updates.
Q3: How are payment receipts delivered to group members?
Payment receipts and collection summaries are generated instantly as digital PDFs and sent directly to members via WhatsApp and SMS.
Q4: How are credit bureau checks (CRIF / HighMark / Equifax) integrated for group members?
Integrated APIs automatically query Equifax, HighMark, and CRIF High Mark during loan origination. The software checks multi-lending rules (max 2 MFIs per borrower) and total indebtedness caps per RBI guidelines.
Q5: What hardware is required to access the cloud software?
Any standard smartphone, tablet, laptop, or desktop computer with an internet browser. No heavy local installation or thermal printer hardware needed.
Q6: Can we customize loan cycle limits, interest rates, and processing fees per district?
Yes. Administrators can set district-wise or branch-wise loan product masters, interest rate slabs (flat or reducing), processing fee structures, and loan cycle progression caps.
Ready to Automate Your JLG Microfinance Operations?
Get your customized cloud setup with mobile field app in under 24 hours.
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